Privacy Policy

1. Introduction

Finnest Advisory ("we," "us," or "our") is a Lending Service Provider (LSP) that helps medical professionals access unsecured capital through our network of regulated banking and NBFC partners. We are committed to protecting your personal information and your right to privacy.

This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or apply for a loan. This policy is designed to comply with Meta Ads requirements and the Reserve Bank of India (RBI) guidelines for digital lending.

2. Information We Collect

We collect information that allows us to facilitate your loan application and provide a personalized experience:

• Personal Identifiers: Name, phone number, email address, and residential address.
• Professional Details: Medical degree, registration number, practice vintage, and clinic name.
• Application Data: Desired loan amount, purpose of loan, and credit history details required by lending partners.
• Digital Tracking: IP address, browser type, and interactions with our website via cookies and tracking technologies (including Meta Pixel).

3. How We Use Your Information

Your data is used strictly for the following purposes:

• To evaluate your eligibility for practice loans and unsecured credit.
• To transmit application data to our authorized lending partners (Banks/NBFCs).
• To communicate with you regarding your application status.
• To improve our website functionality and marketing efficiency (Meta/Google Ads).
• To comply with regulatory requirements under the RBI Digital Lending framework.

4. Data Sharing and Disclosure

As a Lending Service Provider, we share your data with our regulated lending partners to facilitate loan processing. Our partners include:

*We do not sell your personal data to third-party marketing companies. Data is only shared with entities involved in the credit evaluation and disbursement process.

5. Meta Ads & Cookie Policy

Our website uses the Meta Pixel and other tracking technologies. These allow us to measure the effectiveness of our advertising and show you relevant content based on your interests.

You can opt-out of interest-based advertising by visiting the Meta Ad Settings or using browser-based "Do Not Track" features.

6. Data Security and Retention

We implement industry-standard security measures to protect your data from unauthorized access. We retain your information only as long as necessary to fulfill the purposes outlined in this policy or as required by Indian law (typically 7-10 years for financial records).

8. Consent

By using our website and submitting your details, you explicitly consent to the collection and processing of your data as described in this policy. You have the right to withdraw your consent by contacting us, although this may affect your ability to apply for a loan through our platform.